Learn About Our Dealership
Auto Finance Advantage is a family-owned and operated Buy Here Pay Here dealership proudly serving Summerville, South Carolina and the surrounding Lowcountry. As part of this community, we understand the challenges many drivers face when trying to purchase a dependable vehicle, especially when traditional banks are not an option. That is why we offer in-house financing with a straightforward approval process, allowing us to work directly with our customers and provide real solutions without relying on outside lenders.
From Summerville to Charleston, North Charleston, Goose Creek, and Mount Pleasant, our goal has always been simple: help local drivers get into quality used vehicles with clear terms, affordable payments, and a process built on trust and long-term support.
As a Buy Here Pay Here dealership, we are the bank. That means financing decisions are handled in house and focused on real-world factors, not just a credit score. Many of our customers come to us with bad credit, no credit, or past financial challenges, and we take pride in helping them move forward with a dependable vehicle and a payment plan they can manage. We also work to keep the experience straightforward, with a team that explains your options clearly and treats every customer with respect.
Our commitment does not stop at the sale. Auto Finance Advantage is supported by our sister company, AFA Service and Repair, a complete auto repair center in Summerville serving the area since 2009. With experienced technicians and the capability to handle both major and minor repairs, our service team helps support vehicle quality and long-term ownership for customers across the Lowcountry. We also welcome service work for drivers who did not purchase their vehicle from us.
With one convenient location in Summerville, South Carolina, our team provides personal service, local decision-making, and ongoing support. From your first visit to your final payment, we are committed to making the car buying and ownership experience as clear, practical, and stress-free as possible.
How long has Auto Finance Advantage been in business?
Auto Finance Advantage is family owned and operated and has served the Summerville community for over 15 years, helping local drivers secure reliable transportation with in-house financing.
Is Auto Finance Advantage a Buy Here Pay Here dealership?
Yes. Auto Finance Advantage offers Buy Here Pay Here financing, which means approvals and payments are handled directly in house without traditional bank requirements.
What types of vehicles do you sell?
We offer a variety of quality used vehicles, including cars, trucks, vans, and SUVs across many makes and models, with options to fit different needs and budgets.
Do you offer in-house financing?
Yes. Our in-house financing program is designed to help customers who may not qualify with traditional lenders, and we work directly with you to structure a payment plan that makes sense.
Can you help customers with bad credit or no credit?
Yes. We regularly assist customers with bad credit, no credit, or previous financial challenges by focusing on real-world factors and providing a clear, supportive buying process.
Where is Auto Finance Advantage located?
Auto Finance Advantage is located in Summerville, South Carolina and serves nearby communities including Charleston, North Charleston, Goose Creek, Mount Pleasant, Ladson, Moncks Corner, and surrounding Lowcountry areas.
Do you inspect vehicles before selling them?
Yes. Vehicles are inspected before being offered for sale, and our service resources help support the reconditioning and ongoing maintenance needs of the vehicles we sell.
Do you have an on-site service department?
Auto Finance Advantage is supported by AFA Service and Repair in Summerville, a complete auto repair center serving the community since 2009 and equipped to handle major and minor repairs.
Do I need to buy my vehicle from you to use your service department?
No. AFA Service and Repair is available whether or not you purchased your vehicle from Auto Finance Advantage.
What makes Auto Finance Advantage different from other dealerships?
Our family-owned approach, in-house financing, local decision-making, and commitment to ongoing customer support through our service resources help set Auto Finance Advantage apart.
